Wednesday, July 30, 2014

Women's Views on News

Women's Views on News


Thirty metres of government shame

Posted: 29 Jul 2014 04:05 AM PDT

The UK's Department for Work and Pensions admit they will 'cause harm'.The UK’s Department for Work and Pensions admit they will ’cause harm’.

By Sue Marsh.

I hate this fight and everything it says about my country.

But I dearly love the remarkable characters who’ve stepped up (or hobbled in many cases) to face it.

We are often unlikely warriors, with our limps and our oxygen tanks and our feeding tubes. But perhaps there was something the Department for Work and Pensions (DWP) didn’t realise. Far from being easy victims, weak and helpless, it turned out (as we argued all along) that we were unbreakable.

Doctors hadn’t broken us, endless hospital stays hadn’t broken us, misdiagnoses, constant forms and judgement and unnecessary bureaucracy hadn’t broken us.

“Suffering” or “Hunger” or “Terror” might be abstract terms for most, but we had triumphed over them all. Some of us for decades in an endless Groundhog Day loop.

How ironic that the DWP thought they had picked the most vulnerable targets of all, but found, in fact, that no elite crack squad of Royal Marines fight as hard as a group of sickies faced with destitution.

And so it is with Steve Sumpter and the “20 Metre Rule” “Latent Existence” to many through his blog and twitter accounts.

The government decided that they were going to scrap Disability Living Allowance (DLA), the main benefit (for some 3.2 million people, in OR out of work) that covers the extra cost of being disabled.

There wasn’t a hint of it in their manifesto.

The new benefit (Personal Independence Payments or PIP) aimed to cut 20 per cent from the existing “caseload”. Whether it had any aims other than cost cutting is unclear.

The first Spartacus Report exposed that the new scheme was almost unanimously opposed and that the case they were making for why it needed cutting at all was dishonest.

Undeterred, they marched on, ignoring all advice and overturning every sensible amendment made to the changes in the Lords.

Just as the details of the new benefit were being finalised, with no consultation or prior warning, the government announced that the qualifying distance you were able to walk to qualify for full mobility support would be slashed by an inconceivable 60 per cent.

From 50 metres to just 20 metres.

The government estimated that a whopping 600,000 disabled people would lose their support from this measure alone – to give you some idea, 20 metres won’t get most people to their car or even to their own bathroom.

We took the government to court, arguing that the lack of consultation was unlawful and we won.

We forced them to consult properly before they could go ahead.

A new Spartacus report showed that over 30,000 people would no longer be able to get to work if the changes went ahead directly contradicting claims the coalition have always made that these changes were about helping sick and disabled people INTO work.

From the new consultation, of 1,142 responses just FIVE supported cutting the distance to qualify for mobility support from 50 metres to 20 metres. The government ignored the consultation and went ahead with the change anyway. That, is not illegal.

So we took them to court again. With the unfailing support of Leigh Day Solicitors and Public Law Solicitors, we challenged the 20 metre rule itself.

That sounds easy doesn’t it? But I think we forget that one brave individual has to be the “test case”.

One person has to stand up and say “OK, I’ll put myself through all of this on your behalf.”

Going to court is unpleasant in every way – it’s stressful, intimidating, frightening and physically demanding. Your life is exposed along with every last one of your insecurities. And you, small, insignificant, you must take an entire government to Judicial Review. If ever David and Goliath fitted modern allegory it is this.

To top it all, Steve has ME along with other congenital conditions that make this fight more demanding than most will ever know.

The fact that he will detest this post and chastise me for writing it says everything about the man and his tirelessly supportive partner – who incidentally has given up her own successful career to be his carer. Let’s not forget that all around the country people make this decision every day and get almost no support for doing so, saving the government £119 BILLION in the process.

As with so many of the cases, the court have ruled that the change itself was not unlawful.

But as with every other case we have bought, they listed a litany of criticism and rebuke over both the way and the means they have used to push changes through.

But you can’t challenge policy.

How about that? I had no idea before I started all of this.

A government can pretty much do anything they like and you cannot challenge their right to do so except in very rare and specific cases.

All you can do is challenge the way they’ve bought changes in.

BUT. And here is the big but. In the course of the case, this quote came from the Department for Work and Pensions (DWP), presided over with tenacious if incompetent zeal by Iain Duncan-Smith.

“This was recognised from the outset.

“In developing the PIP assessment we were aware that the vast majority of recipients of DLA were individuals with genuine health conditions and disabilities and genuine need, and that removing or reducing that benefit may affect their daily lives.

“However, we believe that these impacts can be justified as being a logical result of distributing limited resources in a different and more sustainable way…”. DWP (Paragraph 80).

As Steve says, let’s say that again:  “In developing the PIP assessment we were aware that the vast majority of recipients of DLA were individuals with genuine health conditions and disabilities and genuine need, and that removing or reducing that benefit may affect their daily lives. DWP 

So Steve has fought and some will say he lost – though it may be that there are still other avenues to follow.

But from today, we can all say with utter certainty, that this government knew that PIP would cause harm to genuine people in need. But they justified it through austerity.

They took support from sick and disabled people that needed it to get to work or to get dressed or to buy special treatments, to pay for the risk-taking excesses of out of control financiers we apparently dare not make pay.

So people like Steve are paying, and fighting with everything they have – and very much they don’t have.

They’re fighting for 3.2 million sick and disabled people to continue to live lives many take for granted every day in a million ways they aren’t even aware of. I hope they never become aware of the kind of struggle Steve has faced through all of this.

But if you ever do, if you ever find yourself sick and frightened, if life ever turns upside down for you when you thought you were the very last person it could happen to, maybe people like Steve will have saved the very thing you don’t even know you’re losing.

Sue Marsh, a sufferer of severe Crohn’s Disease for nearly three decades, campaigns to raise awareness of hidden disabilities and long-term illness. A version of this post appeared on her blog ‘Diary of a Benefit Scrounger’ recently.

UN criticises Ireland on women’s human rights

Posted: 29 Jul 2014 01:25 AM PDT

The UN, recommendations for Ireland, abortion, human rights legislation. Failure in Ireland’s law, policy and practice ‘to respect the human rights, autonomy and bodily integrity of women’.

A United Nations report, following the fifth periodic review of Ireland's compliance with international human rights law, made recommendations for change in nineteen areas of concern, many of which relate to the treatment of women.

In one area of concern, the UN Human Rights Committee, which monitors member states' compliance with human rights, argued that Ireland's abortion laws need to be revised to fall in line with the Covenant on Civil and Political Rights.

Following the death of Savita Halappanavar in 2012 – a woman who died of septicaemia after three days of enduring a miscarriage which doctors refused to speed up as long as a foetal heartbeat could be felt – Ireland has been under pressure to change its laws, and in 2013 it issued the Protection of Life during Pregnancy Act.

This Act allows for an abortion to be carried out with the permission of two medical practitioners where there is 'real and substantial risk of loss of the woman's life from physical illness' and to be carried out with the permission of an obstetrician and two psychiatrists where there is 'real and substantial risk of loss of the woman's life by way of suicide'.

It offers no other circumstances under which abortion is lawful.

The Ireland rapporteur on the UN Committee, Yuval Shany, said that the stipulation to have a woman assessed by three separate practitioners to be certified as at risk of suicide could arguably amount to mental torture, and highlighted that the restrictive law "adversely affects vulnerable groups of women" who cannot afford to travel to another country and pay for an abortion privately.

"While the 2013 Act represents some improvement on the previous situation it does not address many of the committee's concerns and has left in place the criminalisation of abortion even in circumstances in which we deem (member) states to be under an obligation to allow safe and legal abortion," he said.

The UN report said that Ireland should '[r]evise its legislation on abortion, including its Constitution, to provide for additional exceptions in cases of rape, incest, serious risks to the health of the mother, or fatal foetal abnormality'.

In addition, it recommended issuing a 'Guidance Document to clarify what constitutes a "real and substantive risk" to the life of the pregnant woman'; considering making more crisis pregnancy options available through a variety of channels; and ensuring healthcare providers who give out information on safe abortion services overseas are not criminally sanctioned.

Amnesty International (AI) said the report acts as a clear warning that Ireland's abortion legislation is out of kilter with international human rights law.

The executive director of Amnesty International Ireland, Colm O’Gorman, said: “Ireland can no longer get away with criminalising abortion and relying on the fact that some women and girls can travel abroad to access their lawful right to an abortion."

“This amounts to shirking its obligation to ensure access to safe and legal abortions.”

The UN report also criticised the Irish government's handling of abuse allegations surrounding the infamous Magdalene laundries and state-run mother and baby homes, highlighting the failure to conduct 'prompt, independent, thorough and effective investigations'.

The report also called for an investigation to 'prosecute and punish the perpetrators' of symphysiotomy – the breaking of the pelvis during obstructed labour – which was performed on at least 1,500 women up until the 1980s without their consent.

It also criticised the government's attitude towards providing redress for sufferers of the procedure.

Responding to this, Marie O’Connor, from the campaign group Survivors of Symphysiotomy (SoS), said, “This [report] is very much a vindication of a campaign that we have been running since 2002 when we first looked for an independent inquiry into the surgery and it’s good to see that the United Nations actually believes that such an investigation is warranted.”

Other areas of concern highlighted in the report include:

the slow pace of reform of the constitution including article 41.2 which discusses the role of women in the home;

the underrepresentation of women in both public and private sector jobs;

the prevalence of domestic and sexual violence;

the administrative and financial obstacles facing marginalised women when accessing essential support services;

the treatment of victims of human trafficking; and

gender recognition reforms which require married transgender people to dissolve an existing marriage if they wish to have their preferred gender formally recognised.

The Irish Council for Civil Liberties (ICCL) has called for a full parliamentary debate on the UN report.

The ICCL’s director, Mark Kelly, said the recommendations showed “the ongoing failure in our law, policy and practice to respect the human rights, autonomy and bodily integrity of women.”

In a statement, Betty Purcell, spokesperson for the Irish Human Rights and Equality Commission Designate, said: "[t]he UN Human Rights Committee is very clear on what needs to be done by Ireland to meet its civil and political rights obligations."

"Now it is time for the State to act."

Tuesday, July 29, 2014

Bingo Life June July 2014

Editorial Comment 

 

Summer is here and the bingo industry in the UK is rejoicing the cut in bingo duty from 20 percent to 10 percent.  The Bingo Association had gathered more than 330,000 petition signatures and the support of a more than 50 MPs for the proposal, which was announced by Chancellor George Osborne in his recent budget.

The sector is looking forward to renewed investment, with the opening of new bingo establishments and innovation. So what does the remainder 2014 hold? For me for it's the continued growth and convergence of online bingo with that of land based bingo which should be regarded as the true success story of the social gaming scene. Bingo is popular, more socially acceptable, and regarded by most as being on the softer side of the gambling spectrum. It shall push the innovation envelope.

With bingo advertising being so prevalent on mainstream television, combine this with mobile commerce shall continue to drive market accessibility and growth. The hugely popular tablet which is taking more market share of device usage and engagement away from TV's and laptops as screens of consumer choice - will become the must have companion for bingo players - especially if a major bingo brand brings out its own branded tablet similar to the likes of retailer Tesco's Hudl. With tablets tumbling in price it could be a possibility similar to all the branded poker sets that entered the shoppers' realm previously. Just in the way media broadcasters supply digital boxes for platform connectivity and indeed it wasn't that long ago that certain spread betting companies gave away smartphones, that bingo operators could provide tablets with preloaded software to further entrench the player to the brand - watch this space as you heard it first inBingoLife magazine.

This convergence is already happening as we see more bespoke and dedicated gaming content being deployed on tablets, linked to TV programming content or advertising content in the form of ad breaks to the game play.

Indeed in the UK, Ranks chairman and chief executive officer, Ian Burke, obviously agrees with the tablet and convergence concept as the business has recently introduced playing bingo on tablets. He is quoted as saying, 'a tablet device requires less concentration and allows players to eat, drink and chat while playing'.   This statement of course also holds true for online bingo players.  At home in the living room, with the day-time soaps sponsored by major bingo brands seeping into the sub-conscious mind shall only increase the neuron connection with the bingo operator. 

So what are you waiting for? Please do get in touch with Bingo Life and share your bingo innovation story, we'd love to hear from you.  

 

Mark McGuinness, Online Bingo Editor 

Mark@ace123.com 

Welcome to our newsletter which offers you a free direct link to the latest digital edition of bingo life magazine.

Just visit www.bingolife.biz or click the front cover below.


Finally, please log into your profile page to make sure your contact information is up to date so that we can continue to provide you with a hard or digital copy of the magazine.

Join Our Mailing List
Thank you for supporting the Bingo Industry
 
Please visit our website:  www.bingolife.biz and visit our sister magazine Casino Life at:
Find us on Facebook
Forward email



This email was sent to primecode.news@blogger.com by info@ace123.com |  


ace publishing | Clennell | Carriers Place | Tunbridge Wells | Kent | TN3 9UQ | United Kingdom

MoneyScience News

MoneyScience News


Published / Preprint: Semiparametric Estimation of First-Price Auction Models. (arXiv:1407.7140v1 [q-fin.EC])

Posted: 28 Jul 2014 11:59 PM PDT

We propose a semiparametric estimator within the class of indirect methods. Specifically, we model private valuations through a set of conditional moment restrictions. Our econometric model calls for a two step procedure. In the first step we recover a sample of pseudo private values while using a Local Polynomial Estimator. In the second step we use a GMM procedure to obtain an estimate for the...

Visit MoneyScience for the Complete Article.

Published / Preprint: Wealth distribution of simple exchange models coupled with extremal dynamics. (arXiv:1407.7153v1 [physics.soc-ph])

Posted: 28 Jul 2014 11:59 PM PDT

Punctuated Equilibrium (PE) states that after long periods of evolutionary quiescence, species evolution can take place in short time intervals, where sudden differentiation makes new species emerge and some species extinct. In this paper, we introduce and study the effect of punctuated equilibrium on two different asset exchange models: The yard sale model (YS, winner gets a random fraction of a...

Visit MoneyScience for the Complete Article.

Published / Preprint: Grid Integration Costs of Fluctuating Renewable Energy Sources. (arXiv:1407.7237v1 [q-fin.GN])

Posted: 28 Jul 2014 11:59 PM PDT

The grid integration of intermittent Renewable Energy Sources (RES) causes costs for grid operators due to forecast uncertainty and the resulting production schedule mismatches. These so-called profile service costs are marginal cost components and can be understood as an insurance fee against RES production schedule uncertainty that the system operator incurs due to the obligation to always...

Visit MoneyScience for the Complete Article.

Published / Preprint: Effective and simple VWAP option pricing model. (arXiv:1407.7315v1 [q-fin.PR])

Posted: 28 Jul 2014 11:59 PM PDT

Volume weighted average price (VWAP) options are a popular security type in many countries, but despite their popularity very few pricing models have been developed so far for VWAP options. This can be explained by the fact that the VWAP pricing problem is set in an incomplete market since there is no underlying with which to hedge the volume risk, and hence there is no uniquely defined price....

Visit MoneyScience for the Complete Article.

Published / Preprint: New analytic approach to address Put - Call parity violation due to discrete dividends. (arXiv:1407.7328v1 [q-fin.PR])

Posted: 28 Jul 2014 11:59 PM PDT

The issue of developing simple Black-Scholes type approximations for pricing European options with large discrete dividends was popular since early 2000's with a few different approaches reported during the last 10 years. Moreover, it has been claimed that at least some of the resulting expressions represent high-quality approximations which closely match results obtained by the use...

Visit MoneyScience for the Complete Article.

Published / Preprint: Study of a model for the distribution of wealth. (arXiv:1407.7447v1 [nlin.AO])

Posted: 28 Jul 2014 11:59 PM PDT

An equation for the evolution of the distribution of wealth in a population of economic agents making binary transactions with a constant total amount of "money" has recently been proposed by one of us (RLR). This equation takes the form of an iterated nonlinear map of the distribution of wealth. The equilibrium distribution is known and takes a rather simple form. If this distribution is such...

Visit MoneyScience for the Complete Article.

Blog Post: TheFinancialServicesClub: Fintech is the place to be (and so is London)

Posted: 28 Jul 2014 01:39 PM PDT

I was reflecting on the number of new companies starting new ventures in financial services, and wanted to quantify the numbers somehow.read more...

Visit MoneyScience for the Complete Article.

Blog Post: TheAlephBlog: Of Faith and Markets

Posted: 28 Jul 2014 10:29 AM PDT

Here’s another letter from a reader.  If reading about my faith turns you off, stop reading now, because this will be thicker than usual.read more...

Visit MoneyScience for the Complete Article.

Blog Post: iMFdirect: Managing Housing Market Risks in the United Kingdom

Posted: 28 Jul 2014 09:30 AM PDT

By Ruy Lamaread more...

Visit MoneyScience for the Complete Article.